Cole checked his tactical watch. “His head chef, Chef Laurent, likely arrived at the back door seven minutes ago. The locks were changed by our bonded locksmith at seven sharp. Mr. Vance is about to have a very eventful morning.”

I adjusted the bed controls, sitting fully upright. “Thomas, bring up the street feed on the monitor.”

Cole pulled a small remote from his pocket and pressed a button. The large high-definition television mounted on the wall switched from a morning news broadcast to a crystal-clear, high-angle surveillance feed looking directly down at the entrance of *L’Hiver*.

The morning sun was gleaming off the restored brick facade. Outside the front entrance, a small crowd had already gathered: four line cooks in white aprons, two dishwashers, the head sommelier, and a burly delivery driver from Metropolitan Fine Meats standing next to an idling refrigerated truck.

At 7:58 AM, Ethan’s sleek black BMW pulled up onto the curb, parking illegally in the loading zone.

Ethan climbed out of the car, looking exhausted, wearing the same wrinkled ivory shirt from the night before, having clearly slept in his clothes. He carried a leather messenger bag over his shoulder, his face taut with stress.

“Laurent!” Ethan shouted, waving his hand dismissively at the delivery driver as he marched toward the doors. “Why isn’t the back door open? Why are the prep deliveries standing on the sidewalk?”

Chef Laurent, a tall, imposing Frenchman with his arms crossed over his chest, stepped forward. His expression was thunderous.

“You ask me why, Ethan?” Laurent snapped, his heavy accent thick with rage. “The key does not turn in the lock! The security keypad flashes red! And this gentleman from the meat company tells me your corporate payment card was declined fifteen minutes ago for thirty-four thousand dollars!”

Ethan stopped dead in his tracks. “Declined? That’s impossible. It’s an unlimited commercial credit line.”

“Tell that to the terminal, pal,” the delivery driver grunted, holding up a yellow receipt slip. “Card was rejected: Code 04—Account Closed by Issuer. No cash, no beef. I’m packing the truck and heading back to the warehouse.”

“Wait! Don’t leave!” Ethan lunged forward, pulling out his personal phone with shaking hands. “There’s a clerical error! I’ll call the bank right now! Laurent, tell the staff to wait in the alley!”

Before Ethan could dial, a crisp, silver Audi sedan pulled up behind his BMW.

Two men in charcoal business suits stepped out, carrying clipboards and legal folders. They were accompanied by two uniformed commercial security guards wearing ballistic vests with the insignia of Aegis Asset Management.

The lead attorney, a sharp-featured woman named Sarah Lin from Marcus’s firm, walked directly up to the front entrance of the restaurant. Without acknowledging Ethan, she taped a laminated, legal-sized neon-orange document directly across the glass double doors, at eye level.

Ethan rushed over, shoving past his sommelier, his eyes scanning the bright paper.

“NOTICE OF IMMEDIATE LEASE TERMINATION AND DEFAULT FORFEITURE,” the bold header screamed.

“What is this?” Ethan yelled, his voice turning shrill, cracking with panic. “Who authorized this? I am the managing partner of this establishment! You can’t lock me out of my own business!”

Sarah Lin turned to look at him, her expression completely devoid of pity.

“Mr. Vance, as of 6:00 AM this morning, Aegis Capital Group exercised its right of acceleration under Section 9 of your master lease and convertible debt agreement. Due to verified material fraud, unlawful commingling of corporate assets, and the default of your operating credit facility, the premises have been reclaimed by the primary owner.”

“Primary owner?” Ethan’s voice was barely a squeak. “I built this restaurant! I designed the menu! I hired every single person here!”

Chef Laurent took a step closer, towering over Ethan. “You built this? Ethan, what about our wages? Friday is payroll! Is our payroll cleared?”

Ethan stared at Laurent, then back at Sarah Lin.

Sarah Lin smiled thinly. “Mr. Vance’s personal checking accounts have been frozen pursuant to an emergency asset-preservation order issued by the Third District Court. The Sterling Trust has graciously agreed to cover all outstanding wages for kitchen and floor staff directly through our independent administrator. You will all be paid in full by noon, gentlemen.”

The staff erupted into murmurs of relief and immediate contempt for Ethan. Laurent spat on the sidewalk at Ethan’s feet, ripped his chef’s coat off, threw it onto the hood of Ethan’s BMW, and walked away down the street. The rest of the staff followed, muttering curses, leaving Ethan standing entirely alone on the pavement.

Ethan turned back to Sarah Lin, his eyes bloodshot, his hands clawing at his hair.

“Where is Claire?” he screamed at the empty street. “Tell me where she is! Let me talk to my wife!”